欢迎您访问我们的产品。 每月资产 （包括App等产品提供的服务，以下简称“产品和服务”）是由 Xiao Wang （以下简称“我们”）开发并运营的。 确保用户的数据安全和隐私保护是我们的首要任务， 本隐私政策载明了您访问和使用我们的产品和服务时所收集的数据及其处理方式。

请您在继续使用我们的产品前务必认真仔细阅读并确认充分理解本隐私政策全部规则和要点， 一旦您选择使用，即视为您同意本隐私政策的全部内容，同意我们按其收集和使用您的相关信息。 如您在在阅读过程中，对本政策有任何疑问，可联系我们的客服咨询， 请通过 [email protected] 或产品中的反馈方式与我们取得联系。 如您不同意相关协议或其中的任何条款的，您应停止使用我们的产品和服务。

本隐私政策帮助您了解以下内容：

个人信息是指以电子或者其他方式记录的能够单独或者与其他信息， 结合识别特定自然人身份或者反映特定自然人活动情况的各种信息。 我们根据《中华人民共和国网络安全法》和《信息安全技术个人信息安全规范》（GB/T 35273-2017） 以及其它相关法律法规的要求，并严格遵循正当、合法、必要的原则， 出于您使用我们提供的服务和/或产品等过程中而收集和使用您的个人信息。

作为一般规则，我们仅在实现信息收集目的所需的时间内保留您的个人信息。 我们会在对于管理与您之间的关系严格必要的时间内保留您的个人信息 （例如，当您开立帐户，从我们的产品获取服务时）。 出于遵守法律义务或为证明某项权利或合同满足适用的诉讼时效要求的目的， 我们可能需要在上述期限到期后保留您存档的个人信息，并且无法按您的要求删除。 当您的个人信息对于我们的法定义务或法定时效对应的目的或档案不再必要时， 我们确保将其完全删除或匿名化。

我们使用符合业界标准的安全防护措施保护您提供的个人信息，并加密其中的关键数据， 防止其遭到未经授权访问、公开披露、使用、修改、损坏或丢失。我们会采取一切合理可行的措施，保护您的个人信息。 我们会使用加密技术确保数据的保密性；我们会使用受信赖的保护机制防止数据遭到恶意攻击。

在管理我们的日常业务活动所需要时，为追求合法利益以更好地服务客户， 我们将合规且恰当的使用您的个人信息。出于对业务和各个方面的综合考虑， 我们仅自身使用这些数据，不与任何第三方分享。

我们可能会根据法律法规规定，或按政府主管部门的强制性要求，对外共享您的个人信息。 在符合法律法规的前提下，当我们收到上述披露信息的请求时，我们会要求必须出具与之相应的法律文件，如传票或调查函。 我们坚信，对于要求我们提供的信息，应该在法律允许的范围内尽可能保持透明。

在以下情形中，共享、转让、公开披露您的个人信息无需事先征得您的授权同意：

Welcome to our product. Monthly Assets (including the services provided through the App and other products, hereinafter the "Products and Services") is developed and operated by Xiao Wang (hereinafter "we" or "us"). Ensuring the security of user data and protecting user privacy is our top priority. This Privacy Policy describes the data we collect when you access and use our Products and Services, and how that data is processed.

Before continuing to use our products, please read this Privacy Policy carefully and make sure you fully understand all of its rules and key points. By choosing to use our products, you are deemed to have agreed to the entire contents of this Privacy Policy and to our collection and use of your relevant information in accordance with it. If you have any questions about this Policy while reading it, please contact our customer service at [email protected] or through the feedback feature in the product. If you do not agree with this Policy or any of its terms, you should stop using our Products and Services.

This Privacy Policy will help you understand the following:

Personal information refers to any information recorded electronically or by other means that, alone or in combination with other information, can identify a specific natural person or reflect the activities of a specific natural person. In accordance with the Cybersecurity Law of the People's Republic of China, the Information Security Technology — Personal Information Security Specification (GB/T 35273-2017), and other relevant laws and regulations, and strictly following the principles of legitimacy, lawfulness, and necessity, we collect and use your personal information in the course of your use of the services and/or products we provide.

As a general rule, we retain your personal information only for as long as necessary to fulfill the purposes for which it was collected. We retain your personal information for as long as strictly necessary to manage our relationship with you (for example, when you open an account or obtain services through our products). To comply with legal obligations, or to establish a right or demonstrate that a contract satisfies applicable statute of limitations requirements, we may need to retain your archived personal information beyond the above period, and may be unable to delete it at your request. When your personal information is no longer necessary for the purposes of our legal obligations, statutory limitation periods, or records, we will ensure that it is completely deleted or anonymized.

We use industry-standard security measures to protect the personal information you provide and encrypt key data to prevent unauthorized access, public disclosure, use, modification, damage, or loss. We will take all reasonable and practicable measures to protect your personal information. We use encryption technology to ensure the confidentiality of data, and trusted protection mechanisms to guard data against malicious attacks.

Where required to manage our day-to-day business activities, and in pursuit of legitimate interests to better serve our customers, we will use your personal information in a compliant and appropriate manner. Based on a comprehensive consideration of our business and other factors, we use this data solely ourselves and do not share it with any third party.

We may share your personal information externally as required by laws and regulations or by the mandatory requirements of competent government authorities. Subject to applicable laws and regulations, when we receive such a request for disclosure, we will require the corresponding legal documents, such as a subpoena or letter of investigation. We firmly believe that we should be as transparent as the law permits regarding the information we are asked to provide.

In the following circumstances, we may share, transfer, or publicly disclose your personal information without obtaining your prior authorization or consent: